How to Send and Receive Money Through Apple Pay? 2023 Complete Guide

In today's digital world, sending and receiving money has never been easier. With the rise of mobile payment solutions, Apple Pay has become popular for secure and convenient transactions. Whether you want to split a bill, pay a friend back, or purchase at participating retailers, Apple Pay simplifies the process with just a few taps on your Apple device. So, let’s begin and understand how you can send and receive money through Apple Pay, including using Apple Cash Card. Please continue reading to learn about the seamless world of Apple Pay.

 

How to Send Money Through Apple Pay?

Sending money through Apple Pay is a straightforward process. However, for this you must have an Apple Pay account. If you have not already, you can set-up an Apple Pay, follow these steps:

·        Open the Wallet app on your iPhone or iPad.

·        Tap the '+' symbol to add a new card.

·        Follow the on-screen instructions to add your debit or credit card to Apple Pay.

·        Once your card is verified, it will be ready with Apple Pay.

 

After setting up an account, you can send money through Apple Pay with the help of below mentioned steps

 

·        Open the Messages app on your Apple device and start conversing with the person you want to send money.

·        In the conversation, tap on the "Apps" icon (the App Store icon) to access the available apps and features within Messages.

·        Scroll through the apps until you locate the Apple Pay app icon. Tap on it to open the Apple Pay interface.

·        In the Apple Pay interface, enter the money you wish to send to the recipient.

·        Authenticate the payment using Touch ID, Face ID, or your device passcode to confirm the transaction.

·        Review the transaction details and tap the "Send" button to initiate the money transfer. A message will be sent to the recipient notifying them of the payment.

 

How to Receive Money Through Apple Pay?

Like sending money, it is quite simple to receive money through Apple Pay with the help of below mentioned steps

 

·        Ensure that Apple Cash is enabled on your device. To enable Apple Cash, go to "Settings" > "Wallet & Apple Pay" and toggle on the "Apple Cash" option.

·        When someone sends you money through Apple Pay, you will receive a message notification. Open the Messages app, locate the message, and tap on it.

·        In the message thread, you will see the payment details. Tap the "Accept" button to add the money to your Apple Cash Card.

·        The funds you receive will be added to your Apple Cash Card balance. You can use this balance to make purchases, send money to others, transfer funds to your bank account, or pay off your Apple Card balance.

 

FAQs

Can I send money from Apple Pay to Cash App?

No, Apple Pay and Cash App are separate services. You cannot directly transfer money from Apple Pay to Cash App. However, you can add your Cash App Card to Apple Pay and use it for transactions at merchants that accept Apple Pay.

 

How does Apple Cash work?

Apple Cash is a feature within Apple Pay that allows you to send, receive, and store money. When someone sends you money, it is added to your Apple Cash Card balance. You can use this balance for transactions or transfer it to your bank account.

 

Can I send money on Apple Pay to someone who does not have Apple Pay?

Yes, you can send money to someone who does not have Apple Pay. In such cases, the recipient will receive a message with a link to claim the money. They can then provide their bank account details to receive the funds.

 

Can I use Apple Pay at ATMs?

Yes, you can use Apple Pay at supported ATMs. Look for the Apple Pay logo or the contactless payment symbol on the ATM. However, not all ATMs accept Apple Pay, so it is best to check with your bank or ATM provider beforehand